Licensing and disclosures
DSCR Loans South Carolina is a brand of Loan Daddy LLC, a licensed mortgage broker. This page states, in one place, who we are, who we are not, which loans this site exists to arrange and where to verify the license for yourself.
DSCR Loans South Carolina is a Loan Daddy LLC brand, NMLS 2827624.
Broker, not lender
NMLS #2827624 (nmlsconsumeraccess.org)
AZ CMB Licensed · #CMB-2016143
Equal Housing Opportunity
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
Broker, not lender
Loan Daddy LLC is a mortgage broker, not a lender. We arrange and shop financing from wholesale lenders. Those lenders underwrite each file, set pricing and conditions, approve or decline the loan and fund it from their own resources. Nothing on this website is a commitment to lend, a loan approval or an offer of credit, and no page here can substitute for the disclosures a lender and our brokerage provide during an actual application.
Business-purpose only
Every program discussed on this site is for business-purpose, non-owner-occupied investment property. We do not arrange financing for primary residences, second homes or any property the borrower will occupy or use personally. Borrowers sign occupancy and business-purpose statements, and our application is built to stop a personal-occupancy request before it is submitted. If your plans include living in the property, even part of the year, this is not the financing channel for that purchase.
Verify the license
Check Loan Daddy LLC, NMLS 2827624, at nmlsconsumeraccess.org. Licensing details can change, and the registry is the authoritative record. Questions about a specific loan belong in an application; questions about this site's content belong with the disclosures here, the privacy policy and the terms of use.
About the information on this site
Market discussion here is qualitative and educational. Where figures are mentioned, they are described as general context rather than promises about your property, and nothing here is legal, tax, insurance or investment advice. Property taxes, insurance, zoning and landlord-tenant duties in South Carolina should be confirmed with the county, your insurer, the municipality and your own attorney for the specific parcel you own or are buying.
Send us the rent roll, not your tax returns
Business-purpose, non-owner-occupied South Carolina rentals only. We arrange and shop financing from wholesale lenders — pricing comes from the lender file, never from a published promise.